Whether you’re a homeowner or a renter, moving is a major expense. And, as any
mover can attest, the costs can add up fast. There are a few things to keep in mind
when planning your move, including the cost of movers, cleaning supplies, and any
new furniture you may need for your new place. But, it’s also a good idea to leave
some wiggle room in your budget to account for any unexpected expenses that pop
up during the process.
Some of the most significant factors that go into determining how much it will cost
to move include:
The size and scope of your move: The more stuff you have, the more time and
money it will take to pack up and move it. If you’re planning a small move, you can
save money by renting a self-storage container rather than hiring a full-service
mover. However, you will still have to spend money on packing materials and labor.
Your move’s timing: Moving costs are typically higher in the summer than in other
seasons. This is because most people move during the summer, so moving
companies are in high demand. If you can, try to schedule your move during the off-
season to save money.
Insurance costs: Umzugsskosten should always include a homeowner’s or renter’s
insurance policy. The premium for this policy will depend on where you’re moving to
and the potential risk of hazards like floods, earthquakes, or hurricanes. If you’re not
already insured, your lender may require you to get homeowners’ insurance before
lending you money to purchase a home.
Other costs:
If you’re a homeowner, you’ll likely have to pay closing expenses when you buy your
new house. These can include transfer taxes, attorney fees, mortgage recording
fees, and other ancillary costs. If you’re a renter, you’ll probably need to pay the
deposit and first month’s rent when you move in. You’ll also need to pay any
additional fees outlined in your lease agreement, such as pet deposits or cleaning
fees.
If you’re moving to a new state, be sure to factor in the cost of registering your car
and getting a driver’s license. These costs will vary by state, but they can be
substantial. Also, be sure to factor in any deductibles you might be able to claim on
your taxes. You’ll need your tax preparer’s help with this, but it’s a good way to keep
your moving costs low.